No Equity? Behind on Payments? Facing Foreclosure?
Short sale maybe an option for you. What is a Short Sale?
A short sale is an agreement with a lender to accept less
than the amount owed by a borrower. With this agreement,
the lender releases the borrower from the mortgageThe most common reasons you should consider a Short Sale:
1. You owe more on your property than it’s worth
2. Your payments have significantly increased due to an ARM interest rate adjustment
3. Your moving to a new area and can’t sell your home or afford double payments
4. You are an investor who got over extended with properties or payments
5. You lost your job or experienced a significant decline in income
6. Foreclosures in your neighborhood or area have destroyed property values
7. You want to avoid a default judgment from your lender
8. You want to avoid the credit devastation of a foreclosureNO UPFRONT MONEY OR FEES REQUIRED
What are the Benefits to the Seller with a Short Sale?
• Eliminates mortgage debt and ongoing payments
• Seller can remain in the property during the process without making payments
• Closing costs and real estate commissions are paid by the lender
• Avoids foreclosure
• Can help avoid the need to file bankruptcy
Get Some HelpFIND AN EXPERIENCED REAL ESTATE AGENT WHO HAS DONE A SHORT SALE BEFORE. An experienced short sale agent will give you a much better chance of successfully short selling your home. Get Started NowThe longer you wait to get started with the short sale process the less chance you have of success. You need to decide quickly to start the short sale process if you’re getting behind on your payments, or have already received a notice of default. Follow Instructions ExactlyAn experienced short sale agent will tell you what you need to do to get the house ready to sell. Don’t get too hung up about the price. If the agent wants to set a low price on the house, there is a reason behind that. Prepare yourself emotionallyIf you are already in default, or have a foreclosure pending, this whole scenario and process of trying to short sell your home can be very emotionally draining. You will receive solicitations from everyone and their mother. You may have people stop by your home while you are still there. It can be a very difficult process. Make sure you have people in your life to talk to about your situation. You will need a support network to help through this time in your life. It will pass. And you are being proactive in seeking a short sale of your home. You are taking the right steps, and in time, everything will work out. I can’t promise it will be easy, but you will make it!
You Need An Experienced Short Sale Agent! CALL ME TODAY FOR YOUR PERSONAL CONSULTATION.... DisclaimerI am not an attorney.You should seek professional council for the issues discussed here! 
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